Banking, finance & digital assets
Framing financing and innovation, from traditional credit to digital assets.
The firm advises businesses, investors and innovative players on financing and financial regulation — from traditional credit to crypto-assets. Our role: to secure financing transactions and bring innovative projects into compliance, in particular under the European MiCA Regulation. Our fields: credit and security, financing, banking and financial compliance, crypto-assets, MiCA and tokenisation.
Understanding banking, finance & digital assets
The MiCA Regulation — what does it change in practice?
It creates a single European framework for crypto-assets. MiCA regulates the issuance of crypto-assets and related services, and requires authorisation for providers (CASPs). For players in the sector, it is both a compliance constraint and the opportunity of a European passport. We support this compliance process.
Which crypto-asset activities require authorisation?
The provision of crypto-asset services: custody, exchange, execution, advice, platform. As soon as a company offers these services to clients in the EU, the provider (CASP) status under MiCA applies in principle. We classify your activity and prepare the authorisation file.
Can a company issue its own token?
Yes, but the framework depends on the nature of the token. Utility token, asset-referenced token, e-money token: MiCA provides distinct regimes, with information obligations (white paper) and sometimes authorisation. Classifying the token is the decisive step — and our starting point.
How do you secure a significant financing or loan?
Through solid documentation and security. Credit agreement, security (pledge, mortgage, security over receivables or accounts), financial covenants: the quality of the documentation determines the security of both lender and borrower. We negotiate and structure these transactions.
What is asset tokenisation, and what is its framework?
Representing an asset — real estate, a receivable, a security — as a token on a blockchain. Tokenisation opens up new means of financing and liquidity, but its regime depends on the underlying asset and on MiCA or traditional financial law. We secure the structuring and the issuances.
Which anti-money-laundering compliance obligations apply?
Strict anti-money-laundering (AML-CFT) obligations. Client identification, transaction monitoring, suspicious-transaction reports: financial and crypto players are subject to a demanding framework, reinforced at European level. We build and audit your compliance systems.
What we handle
- Loans, financing and debt restructuring
- Security and guarantees
- Banking and financial compliance (AML-CFT)
- Crypto-assets and the MiCA Regulation
- Authorisation and provider (CASP) status
- Asset tokenisation and issuances
- Stablecoins and digital-asset services
- Banking and financial litigation